Morpho Midnight Whitepaper Proposes Fixed-Rate Lending Protocol for Institutional DeFi

TLDR: Morpho Midnight lets lenders and borrowers lock in fixed rates and maturity dates, replacing floating-rate pool models  All markets sharing the same end date pool liquidity together, preventing fragmentation across separate isolated loan contracts  Lender capital stays productive on Morpho Blue while simultaneously backing fixed-rate offers on Midnight in one transaction  Settlement fees are [...]

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