Get Instant Crypto Loans
Unlock the value of your cryptocurrency without selling. Get cash loans backed by Bitcoin, Ethereum, and other digital assets with competitive rates starting from 4.95% APR.
Why Choose Secureshift?
Experience the fastest, most secure way to get loans using your cryptocurrency
Lightning Fast
Get approved in minutes with our automated system. Funds transferred within 24 hours of approval.
Bank-Level Security
Your crypto is protected with institutional-grade cold storage and multi-signature security protocols.
Competitive Rates
Starting from 4.95% APR with flexible repayment terms. No hidden fees or prepayment penalties.
Keep Your Assets
No need to sell your crypto. Maintain ownership and benefit from potential price appreciation.
No Credit Check
Your crypto is your credit. No traditional credit checks or lengthy approval processes required.
24/7 Support
Our expert team is available around the clock to assist with your loan and answer questions.
How It Works
Get your crypto-backed loan in just 3 simple steps
Calculate your crypto loan
Calculate your crypto backed loan using different collateral and LTV options, then specify your payout address where you want to receive funds. Confirm it by phone or email.
Get crypto loan within minutes
Send us the collateral and we will send you the loan amount on your payout address without any delays and additional checks.
Start spending
Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.
Get back your collateral
At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.
Accepted Crypto Collateral
We accept major cryptocurrencies as collateral for your loan
Earn profits through crypto loans
Keep your crypto, grow your gains. Now Loans helps you generate profit without selling—working for you in every market situation.
- You send 1 BTC as a deposit. Let’s say its price is $40,000
- You receive $20,000 USDT as a loan
- You buy another BTC for $20,000
- You hold the acquired BTC while it’s rising, until the moment you would like to fix your profit. Let’s assume a 30% growth in 4 months.
- You sell BTC for $26,000
- Then you buy your collateral out for $20,000 with $660 of APR
- You’ve got your BTC back with an additional profit of $5700
- You send 80,000 USDT as a deposit
- Let’s say that 1 BTC price is $40,000. So for your 80,000 USDT, you borrow 1 BTC.
- You sell this BTC for $40,000 and wait for its price to fall
- In a month BTC exchange rate is dropped down to $32,000, so you decide to buy it and close your loan. To pay 10% APR you need to buy 1.0083 BTC for $32,265 in total
- You buy your collateral out with 1 BTC, get your 80,000 USDT back, and in addition, you now have the price difference of $7,735
Explore
Frequently Asked Questions
At SecureShift crypto loan lets you borrow funds without selling your crypto. You deposit crypto as collateral (BTC, ETH, XRP, and 300+ other assets) and receive a loan in stablecoins. When you repay the loan plus interest, you get your collateral back in full.
SecureShift issues the loan (USDT or other supported assets) against your collateral. Because the loan is fully collateral-backed, there are no credit checks. Everything stays straightforward and transparent from deposit to repayment.
You can choose between two loan types:
1.Fixed-term loans: Repay the full amount plus interest by the end of the term. Early repayment is allowed.
2.Open-ended loans: Repay anytime, fully or partially, with no fixed schedule or hidden fees.
Once you’ve repaid in full, your collateral is returned immediately.
Bitcoin-backed loan unlocks liquidity while you keep ownership of your BTC. If BTC rises later, you still benefit because you didn’t sell. This can be a smart option when you need funds but don’t want to exit your position.
Yes. You can use XRP as collateral, along with a wide list of 300+ supported assets. More assets are being added to expand your options.
Rates depend on the asset, LTV (loan-to-value), and loan term. SecureShift offers:
* Monthly rates starting from *1.333%*
* APR starting from *17%*
Your rate is *fixed for the full loan duration*, so it won’t change mid-loan.
It means quick funding without paperwork or credit checks. Typically, you receive funds within 10 to 15 minutes after submitting collateral.
You can monitor collateral value in real time from your dashboard. If your collateral moves into a higher-risk zone, SecureShift sends notifications so you can act early by adding collateral or repaying part of the loan.
Yes. SecureShift offers a white-label crypto lending API for businesses, designed to fit your branding and user experience. Partner pricing and terms can be customized based on assets, volume, and timelines.
Yes. The SecureShift app combines a secure wallet, an integrated exchange, and loan management in one place.
Fixed-term loans have a set repayment window (commonly 30 days ). Interest is calculated upfront at a fixed, typically lower rate. You can still repay early without penalties.
Crypto loans can help when you need liquidity for short-term expenses, tax planning, or time-sensitive trading and investment opportunities. Whether it’s right for you depends on your goals and risk tolerance.