GENIUS Act Turns One Year with Zero Final Rules as Stablecoin Market Tops $300B

TLDR: GENIUS Act’s one-year rule deadline passed on July 18, 2026, with zero final rules issued. Stablecoin supply grew 18.6% to $308.1 billion despite the unfinished regulatory framework. USDT and USDC together control 83% of the stablecoin market as rules remain drafts. Full regulatory effect now shifts to January 18, 2027, regardless of rulemaking progress. [...]

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