Best FixedFloat Alternatives in 2027: 7 No-Account Crypto Swap Options Compared

By the SecureShift Team · Updated November 12, 2026

Disclosure: SecureShift is one of the services on this list, and yes, we put ourselves first. We've tried to describe every option fairly, including where others may suit you better. Policies change, so always check a service's current terms before a large swap. Not financial advice.

FixedFloat earned its reputation by keeping things simple: pick two coins, choose a fixed or floating rate, send, receive. It also supports Bitcoin Lightning, which plenty of services still don't. So why are so many people searching for alternatives?

Some of it is history, some is habit, and some is plain good practice. You shouldn't rely on a single swap service, for the same reason you shouldn't keep all your coins on one exchange.

Why People Look for FixedFloat Alternatives

• Security track record. FixedFloat was exploited twice in 2024: about $26 million in BTC and ETH in February, and roughly $2.8 million more in April. Users weren't the ones who lost those funds, but many decided to spread their risk.
• Better rates on certain pairs. No service is cheapest for everything. Rates depend on each provider's liquidity for a given pair.
• Coin coverage. Someone wanting a small-cap token or a specific network may simply not find it.
• Extra features. A DEX, crypto loans, an API for a store, or a mobile app.
• Redundancy. When one service pauses a coin for wallet maintenance, it helps to have a second one bookmarked.

What Actually Matters in a Swap Service

1. The real output amount. Fees, spreads and network costs all end up in one number, "you receive". That's the only number to compare.
2. Fixed and floating rates. Fixed protects you from price moves while your deposit confirms. Floating is often slightly better if the market holds steady. Our fixed vs floating guide explains how to choose.
3. Custody model. With a non-custodial swap, coins go from your wallet to the service's deposit address and straight back to your wallet. There's no balance sitting on a platform.
4. Registration and limits. Do you need an account? Is there a cap on amount?
5. AML policy. Every serious instant swap service, us included, screens deposits. Read the policy so you know what happens if a deposit gets flagged.
6. Refunds and support. Can you add a refund address? Is support reachable, and do they answer quickly?
7. Coins and networks you actually use.

7 FixedFloat Alternatives

1. SecureShift

Best for: no-account swaps with a predictable fee, privacy-coin pairs, and anyone who also wants DeFi-style cross-chain swaps.

• No registration and no exchange limit
• Flat 1% on fixed and floating rates; fixed quotes lock for 20 minutes
• 1,300+ coins, with strong coverage of XMR, ZEC, BTC, ETH, USDT (TRC20/ERC20) and SOL
• A cross-chain SecureShift DEX, crypto-backed loans and Monero perps via Hyperliquid
• Refund address option and an affiliate program and API for businesses

Worth knowing: on-chain swaps only, with no Lightning payouts at the moment. If you need BTC on Lightning, see the FixedFloat note below.

2. ChangeNOW

Best for: very wide coin coverage and an all-in-one app. One of the largest instant exchanges, with its own wallet app and fiat options. Like most large services, it may pause swaps flagged by its AML checks, so read its policy if that's a concern.

3. SimpleSwap

Best for: beginners who want a polished app and loyalty perks. Running since 2018, it lists thousands of assets, has mobile apps and card purchases, and offers both rate types. Accounts are optional, with extras for registered users.

4. Exolix

Best for: straightforward instant swaps. No-account fixed and floating swaps with a clean interface and a decent spread of popular coins.

5. StealthEX

Best for: simple no-account swaps across a large catalogue, with fixed and floating options and a long list of supported tokens.

6. Trocador (aggregator)

Best for: rate shoppers, especially Monero users. Instead of exchanging coins itself, Trocador compares quotes from many swap services side by side and rates their KYC and AML policies. It's a quick way to sanity-check any single quote.

7. Atomic swaps (eigenwallet / UnstoppableSwap)

Best for: BTC to XMR conversions where you don't want to trust any service. They're slower and limited to that pair, but no one ever holds your funds. We compared both approaches in atomic swap vs instant swap.

And FixedFloat itself? It's still a reasonable choice for Lightning payouts specifically. Many users keep it bookmarked for that and use other services for everything else.

Side-by-Side Comparison

How to Compare Quotes Properly

1. Use the same amount and the same networks on each site, for example 500 USDT TRC20 to XMR.
2. Compare the "you receive" figure, not the rate shown in the header.
3. Check fixed vs floating. A floating quote can look higher but isn't guaranteed.
4. Factor in your deposit fee. Sending ERC-20 USDT costs more than TRC-20, as we explain in why crypto network fees are so high.
5. Read the AML and refund terms before a large swap.
6. Send a small test to any service you haven't used before.

If you're weighing no-account options more broadly, our roundup of the best no-KYC crypto exchanges covers exchanges and P2P options too.

FAQ

Is FixedFloat safe to use?

FixedFloat suffered two exploits in 2024 that drained its own hot wallets. It has continued operating. Many users now split activity across several services to reduce risk, which is good practice for any platform.

What is the best FixedFloat alternative?

It depends on your needs. SecureShift suits no-account swaps with no exchange limit and a flat 1% fee. ChangeNOW and SimpleSwap offer huge coin lists and apps. Trocador is best for comparing rates. Atomic swaps suit trustless BTC to XMR.

Which swap services support Lightning?

FixedFloat is one of the best-known options for Lightning. SecureShift currently handles on-chain swaps only.

Do I need an account to swap on SecureShift?

No. You choose your coins, enter a receiving address and send. There's no registration and no exchange limit.

How do I find the cheapest swap?

Compare the final "you receive" amount for the same coins, networks and amount across services, and account for the deposit network fee.