Swap XRP to Monero (XMR) Instantly – No KYC
Fast, private and non-custodial XRP to XMR exchange
XRP XRPRank #6
$1.04 0.85%
XRP Rank
6
XRP Price
$1.04
VWAP (24h)
(Not Available)
Price Change (24h)
0.85%
Market Cap
$66.16B
Trading Volume (24H)
$1.48B
Circulating Supply
99.99B XRP
Max Supply
100.00B XRP
Monero XMRRank #13
$549.79 5.58%
Monero Rank
13
Monero Price
$549.79
VWAP (24h)
(Not Available)
Price Change (24h)
5.58%
Market Cap
$10.35B
Trading Volume (24H)
$157.89M
Circulating Supply
18.83M XMR
Max Supply
(Not Available)
Monero Historical Data Price Chart
SecureShift makes the XRP to XMR exchange simple: pick the pair, paste your Monero address, send XRP and receive XMR — usually within 1–3 minutes. It is non-custodial, requires no account and compares rates across multiple liquidity providers so you get a competitive price on every swap.
The XRP to XMR route is one of the most popular ways to add financial privacy. XRP transactions are publicly visible on the XRP Ledger blockchain, while Monero hides sender, receiver and amount by default. Swapping XRP into XMR without KYC means your new balance is not tied to your previous on-chain history or to your identity.
How to Swap XRP to XMR on SecureShift
- Choose the pair. Select XRP in the “You send” field and XMR in the “You get” field, then enter the amount of XRP you want to swap. The estimated XMR payout updates in real time.
- Pick a rate type. A floating rate follows the market and is usually slightly better; a fixed rate locks your XMR amount for the duration of the swap so price swings cannot affect it.
- Enter your Monero address. Paste the Monero address (4… (standard) or 8… (subaddress)) where you want to receive XMR. Optionally add a refund address for XRP.
- Send your XRP. SecureShift generates a one-time XRP deposit address. Send the exact amount from your wallet and include the destination tag shown on the order page.
- Receive XMR. After ledger close (a few seconds), the swap is executed and XMR is sent to your wallet. Track every step on the order page and in a block explorer.
What Is XRP?
XRP is the native asset of the XRP Ledger, a payments-focused blockchain that settles transactions in 3–5 seconds for a fraction of a cent. Its speed and low cost have made XRP one of the most traded assets for cross-border transfers and for moving liquidity quickly between platforms.
What Is Monero (XMR)?
Monero is the most widely used privacy coin. Ring signatures hide the sender, stealth addresses hide the receiver and RingCT hides the amount, so XMR transactions cannot be traced on a public block explorer the way Bitcoin or Ethereum transactions can. For users who value financial privacy, XMR is the default choice.
XRP vs XMR: Key Differences
| XRP | XMR | |
|---|---|---|
| Asset type | Layer-1 cryptocurrency | Privacy coin |
| Launched | 2012 | 2014 |
| Network | XRP Ledger | Monero |
| Consensus | XRP Ledger Consensus Protocol | Proof of Work (RandomX) |
| Block time | 3–5 seconds | about 2 minutes |
| Address format | r… | 4… (standard) or 8… (subaddress) |
| Network fee | a fraction of a cent per transaction | a low network fee that scales with transaction size |
| Best for | fast cross-border transfers and moving liquidity between platforms | private payments, protecting your balance from blockchain analytics and fungible savings |
How Long Does a XRP to XMR Swap Take?
Most XRP to XMR exchanges complete in about 1–3 minutes. The biggest factor is how quickly your XRP deposit is confirmed: the XRP Ledger network has a block time of 3–5 seconds, and SecureShift waits for ledger close (a few seconds) before releasing funds. Once the swap is executed, XMR is broadcast on Monero, where blocks arrive every about 2 minutes. Busy network periods or a low fee on your deposit can add some time — you can always follow progress live on the order page.
XRP to XMR Fees and Rates
SecureShift has no hidden charges. The service fee is already included in the rate you see before you confirm, so the XMR amount shown is what you should expect to receive (on a fixed rate it is guaranteed). The only other costs are the blockchain fees: a fraction of a cent per transaction when you send XRP, and the Monero fee for delivering your XMR, which is also built into the quote.
Tips for a Safe XRP to XMR Exchange
- If you receive XRP on an exchange account, you must include the destination tag (memo) that exchange gave you — otherwise the funds cannot be credited automatically.
- Use a fresh Monero subaddress (starting with 8) for every swap — it keeps your incoming payments unlinkable.
- Send XRP only on the network shown on the order page (XRP Ledger). Deposits on another chain are not detected automatically.
- Send the deposit within the order time window, especially if you chose a fixed rate.
- Always add a refund address — if anything goes wrong, your XRP can be returned without contacting support.
Why Swap XRP to XMR With SecureShift?
- No KYC, no account — swap XRP to XMR anonymously without uploading documents.
- Non-custodial — funds go wallet-to-wallet; SecureShift never stores your balance.
- Best-rate routing — rates are compared across multiple liquidity providers.
- Fixed or floating rates — choose certainty or the best market price.
- 24/7 support — live help if a transaction needs attention.
Convert XRP with top cryptocurrencies
| # | XRP to | Pair | Available for exchange |
|---|---|---|---|
| No data found! | |||
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Frequently Asked Questions
Yes. SecureShift is non-custodial: you send XRP from your own wallet and receive XMR directly in yours, so your funds are never held in an exchange account. Every order has a unique deposit address and can be tracked on-chain from start to finish.
Usually 1–3 minutes. The main factor is the confirmation time of your XRP deposit (ledger close (a few seconds)); after that the XMR payout is sent immediately on Monero.
No. You can swap XRP to XMR without registering and without identity verification. All you need is a Monero wallet address to receive your funds.
The SecureShift fee and the Monero payout fee are already included in the rate shown before you confirm. The only extra cost is the network fee your own wallet charges to send XRP.
A fixed rate locks the amount of XMR you will receive for the duration of the order, protecting you from price moves. A floating rate follows the market until your deposit is confirmed and is usually slightly better, but the final amount can change a little.
If you send more or less XRP than requested on a floating-rate order, the swap is recalculated at the current rate. On a fixed-rate order, a different amount may be recalculated or refunded to your refund address. Contact support with your order ID if you need help.
