Swap Monero (XMR) to XRP Instantly – No KYC
Fast, private and non-custodial XMR to XRP exchange
Monero Rank
13
Monero Price
$549.79
VWAP (24h)
(Not Available)
Price Change (24h)
5.58%
Market Cap
$10.35B
Trading Volume (24H)
$157.89M
Circulating Supply
18.83M XMR
Max Supply
(Not Available)
XRP Historical Data Price Chart
Looking for a fast, private way to exchange Monero (XMR) for XRP? SecureShift lets you swap XMR to XRP directly between wallets in minutes — no registration, no KYC and no funds held on an exchange account. You see a live rate before you send, and your XRP goes straight to the address you provide.
Swapping XMR to XRP is how Monero holders move value into XRP when they need it for fast cross-border transfers and moving liquidity between platforms. SecureShift accepts your XMR and delivers XRP to any wallet you choose, with no account, no ID upload and no custody of your funds along the way.
How to Swap XMR to XRP on SecureShift
- Choose the pair. Select XMR in the “You send” field and XRP in the “You get” field, then enter the amount of XMR you want to swap. The estimated XRP payout updates in real time.
- Pick a rate type. A floating rate follows the market and is usually slightly better; a fixed rate locks your XRP amount for the duration of the swap so price swings cannot affect it.
- Enter your XRP address. Paste the XRP Ledger address (r…) where you want to receive XRP. If your wallet or exchange requires a destination tag, add it in the extra field — it is mandatory for most exchange accounts. Optionally add a refund address for XMR.
- Send your XMR. SecureShift generates a one-time Monero deposit address. Send the exact amount from your wallet.
- Receive XRP. After 10 confirmations before funds unlock, the swap is executed and XRP is sent to your wallet. Track every step on the order page and in a block explorer.
What Is Monero (XMR)?
Monero is the most widely used privacy coin. Ring signatures hide the sender, stealth addresses hide the receiver and RingCT hides the amount, so XMR transactions cannot be traced on a public block explorer the way Bitcoin or Ethereum transactions can. For users who value financial privacy, XMR is the default choice.
What Is XRP?
XRP is the native asset of the XRP Ledger, a payments-focused blockchain that settles transactions in 3–5 seconds for a fraction of a cent. Its speed and low cost have made XRP one of the most traded assets for cross-border transfers and for moving liquidity quickly between platforms.
XMR vs XRP: Key Differences
| XMR | XRP | |
|---|---|---|
| Asset type | Privacy coin | Layer-1 cryptocurrency |
| Launched | 2014 | 2012 |
| Network | Monero | XRP Ledger |
| Consensus | Proof of Work (RandomX) | XRP Ledger Consensus Protocol |
| Block time | about 2 minutes | 3–5 seconds |
| Address format | 4… (standard) or 8… (subaddress) | r… |
| Network fee | a low network fee that scales with transaction size | a fraction of a cent per transaction |
| Best for | private payments, protecting your balance from blockchain analytics and fungible savings | fast cross-border transfers and moving liquidity between platforms |
How Long Does a XMR to XRP Swap Take?
Most XMR to XRP exchanges complete in about 20–30 minutes. The biggest factor is how quickly your XMR deposit is confirmed: the Monero network has a block time of about 2 minutes, and SecureShift waits for 10 confirmations before funds unlock before releasing funds. Once the swap is executed, XRP is broadcast on XRP Ledger, where blocks arrive every 3–5 seconds. Busy network periods or a low fee on your deposit can add some time — you can always follow progress live on the order page.
XMR to XRP Fees and Rates
SecureShift has no hidden charges. The service fee is already included in the rate you see before you confirm, so the XRP amount shown is what you should expect to receive (on a fixed rate it is guaranteed). The only other costs are the blockchain fees: a low network fee that scales with transaction size when you send XMR, and the XRP Ledger fee for delivering your XRP, which is also built into the quote.
Tips for a Safe XMR to XRP Exchange
- Use a fresh Monero subaddress (starting with 8) for every swap — it keeps your incoming payments unlinkable.
- If you receive XRP on an exchange account, you must include the destination tag (memo) that exchange gave you — otherwise the funds cannot be credited automatically.
- Send XMR only on the network shown on the order page (Monero). Deposits on another chain are not detected automatically.
- Send the deposit within the order time window, especially if you chose a fixed rate.
- Always add a refund address — if anything goes wrong, your XMR can be returned without contacting support.
Why Swap XMR to XRP With SecureShift?
- No KYC, no account — swap XMR to XRP anonymously without uploading documents.
- Non-custodial — funds go wallet-to-wallet; SecureShift never stores your balance.
- Best-rate routing — rates are compared across multiple liquidity providers.
- Fixed or floating rates — choose certainty or the best market price.
- 24/7 support — live help if a transaction needs attention.
Convert Monero with top cryptocurrencies
| # | XMR to | Pair | Available for exchange |
|---|---|---|---|
| No data found! | |||
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Frequently Asked Questions
Yes. SecureShift is non-custodial: you send XMR from your own wallet and receive XRP directly in yours, so your funds are never held in an exchange account. Every order has a unique deposit address and can be tracked on-chain from start to finish.
Usually 20–30 minutes. The main factor is the confirmation time of your Monero deposit (10 confirmations before funds unlock); after that the XRP payout is sent immediately on XRP Ledger.
No. You can swap XMR to XRP without registering and without identity verification. All you need is a XRP wallet address to receive your funds.
The SecureShift fee and the XRP Ledger payout fee are already included in the rate shown before you confirm. The only extra cost is the network fee your own wallet charges to send XMR.
A fixed rate locks the amount of XRP you will receive for the duration of the order, protecting you from price moves. A floating rate follows the market until your deposit is confirmed and is usually slightly better, but the final amount can change a little.
Only if your XRP address belongs to an exchange or custodial service that uses one. Personal self-custody XRP wallets usually do not need a destination tag, but exchange accounts almost always do — always copy it together with the address.

