Swap USD Coin (USDC) to Stellar (XLM) Instantly – No KYC
Convert USDC to XLM at live rates — no sign-up required
USDC USDCRank #6
$1.000 0.03%
USDC Rank
6
USDC Price
$1.000
VWAP (24h)
(Not Available)
Price Change (24h)
0.03%
Market Cap
$70.56B
Trading Volume (24H)
$13.93B
Circulating Supply
70.56B USDC
Max Supply
(Not Available)
Stellar XLMRank #19
$0.163 0.21%
Stellar Rank
19
Stellar Price
$0.163
VWAP (24h)
(Not Available)
Price Change (24h)
0.21%
Market Cap
$5.76B
Trading Volume (24H)
$137.29M
Circulating Supply
50.00B XLM
Max Supply
(Not Available)
Stellar Historical Data Price Chart
Whether you are rebalancing, taking profit or moving into a new asset, swapping USD Coin (USDC) to Stellar (XLM) on SecureShift takes just a few clicks. There is no sign-up and no identity verification — you send USDC from your own wallet and receive XLM in yours, at a real-time market rate.
Swapping USDC to XLM lets you put stable dollars to work in Stellar — whether you are buying a dip, building a long-term position or need XLM for fast, low-cost payments. Instead of depositing to a centralised exchange, placing an order and withdrawing, SecureShift does the whole conversion in a single wallet-to-wallet transaction.
How to Swap USDC to XLM on SecureShift
- Choose the pair. Select USDC in the “You send” field and XLM in the “You get” field, then enter the amount of USDC you want to swap. The estimated XLM payout updates in real time.
- Pick a rate type. A floating rate follows the market and is usually slightly better; a fixed rate locks your XLM amount for the duration of the swap so price swings cannot affect it.
- Enter your Stellar address. Paste the Stellar network address (a native XLM address) where you want to receive XLM. If your wallet or exchange requires a memo / destination tag, add it in the extra field — it is mandatory for most exchange accounts. Optionally add a refund address for USDC.
- Send your USDC. SecureShift generates a one-time USD Coin deposit address. Send the exact amount from your wallet.
- Receive XLM. After around 12–20 block confirmations, the swap is executed and XLM is sent to your wallet. Track every step on the order page and in a block explorer.
What Is USD Coin (USDC)?
USD Coin is a fully reserved, dollar-backed stablecoin issued by Circle. USDC publishes regular reserve attestations and is widely integrated across DeFi, payment apps and institutional platforms, making it a favourite for users who want a transparent, regulated-style digital dollar.
What Is Stellar (XLM)?
Stellar (XLM) is the native asset of the Stellar network, built for fast, low-cost cross-border payments and asset issuance. SecureShift supports XLM on its native Stellar network, so you send and receive it with a regular XLM wallet address.
USDC vs XLM: Key Differences
| USDC | XLM | |
|---|---|---|
| Asset type | USD-pegged stablecoin | Payments coin |
| Launched | 2018 | — |
| Network | Ethereum (ERC-20) | Stellar network |
| Consensus | ERC-20 token secured by Ethereum Proof of Stake | — |
| Block time | about 12 seconds | varies by network |
| Address format | 0x… | a native XLM address |
| Network fee | an Ethereum gas fee paid in ETH | a network fee paid in XLM |
| Best for | holding dollars on-chain, DeFi and payments | fast, low-cost payments |
How Long Does a USDC to XLM Swap Take?
Most USDC to XLM exchanges complete in about 3–5 minutes. The biggest factor is how quickly your USDC deposit is confirmed: the Ethereum (ERC-20) network has a block time of about 12 seconds, and SecureShift waits for around 12–20 block confirmations before releasing funds. Once the swap is executed, XLM is broadcast on Stellar network, where blocks arrive every varies by network. Busy network periods or a low fee on your deposit can add some time — you can always follow progress live on the order page.
USDC to XLM Fees and Rates
SecureShift has no hidden charges. The service fee is already included in the rate you see before you confirm, so the XLM amount shown is what you should expect to receive (on a fixed rate it is guaranteed). The only other costs are the blockchain fees: an Ethereum gas fee paid in ETH when you send USDC, and the Stellar network fee for delivering your XLM, which is also built into the quote.
Tips for a Safe USDC → XLM Exchange
- USDC exists on many chains — check that the network shown on SecureShift matches the network of your receiving wallet.
- Copy your XLM address directly from your wallet and verify the first and last characters before confirming the order.
- Send USDC only on the network shown on the order page (Ethereum (ERC-20)). Deposits on another chain are not detected automatically.
- Send the deposit within the order time window, especially if you chose a fixed rate.
- Always add a refund address — if anything goes wrong, your USDC can be returned without contacting support.
Why Swap USDC to XLM With SecureShift?
- No KYC, no account — swap USDC to XLM anonymously without uploading documents.
- Non-custodial — funds go wallet-to-wallet; SecureShift never stores your balance.
- Best-rate routing — rates are compared across multiple liquidity providers.
- Fixed or floating rates — choose certainty or the best market price.
- 24/7 support — live help if a transaction needs attention.
Convert USDC (Ethereum) with top cryptocurrencies
| # | USDC to | Pair | Available for exchange |
|---|---|---|---|
| No data found! | |||
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Frequently Asked Questions
Yes. SecureShift is non-custodial: you send USDC from your own wallet and receive XLM directly in yours, so your funds are never held in an exchange account. Every order has a unique deposit address and can be tracked on-chain from start to finish.
Usually 3–5 minutes. The main factor is the confirmation time of your USD Coin deposit (around 12–20 block confirmations); after that the XLM payout is sent immediately on Stellar network.
No. You can swap USDC to XLM without registering and without identity verification. All you need is a Stellar wallet address to receive your funds.
The SecureShift fee and the Stellar network payout fee are already included in the rate shown before you confirm. The only extra cost is the network fee your own wallet charges to send USDC.
A fixed rate locks the amount of XLM you will receive for the duration of the order, protecting you from price moves. A floating rate follows the market until your deposit is confirmed and is usually slightly better, but the final amount can change a little.
Only if your Stellar address belongs to an exchange or custodial service that uses one. Personal self-custody XRP wallets usually do not need a memo / destination tag, but exchange accounts almost always do — always copy it together with the address.
