Feb 06, 2026

How XRPL is Powering Payments, Lending, and Tokenized Finance

TLDR: XRPL supports regulated payments and FX with XRP as the primary bridge asset. Multi-Purpose Tokens (MPTs) enable complex tokenized collateral without smart contracts. Lending Protocol (XLS-66) introduces on-ledger fixed-term credit markets for institutions. Confidential Transfers and Smart Escrows provide privacy and programmability for XRP assets.   Institutional DeFi on the XRP Ledger (XRPL) is [...]

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