Circle’s Kash Razzaghi: Crypto’s Next Phase Is Payments, Not Speculation

TLDR: Circle’s USDC surpasses $77 billion in circulation as the company pivots toward payment infrastructure over speculation. Kash Razzaghi says Davos conversations confirmed institutions now want blockchain for speed and cost, not trading. Cross-border payments are the fastest-growing stablecoin use case, cutting settlement from days down to seconds. Circle and Mastercard are partnering to build [...]

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