Jan 10, 2026
Trump’s 10% Credit Card Rate Cap: A Double-Edged Sword for Consumers and Crypto...
TLDR: Americans currently pay 20-30% interest on $1.3 trillion in credit card debt, losing over $100 billion yearly A 10% rate cap...
Dec 23, 2025
OCC Proposes Federal Preemption to Clarify Escrow Account Rules for Banks
TLDR: OCC codifies bank authority to manage escrow accounts and related fees. Federal preemption proposed over state interest-on-...