China’s Digital Yuan Framework Enables Interest Payments on Wallets Starting January 2026

TLDR:  Commercial banks will pay interest on digital yuan wallets starting January 1, 2026 under new framework. The digital yuan processed 3.48 billion transactions totaling 16.7 trillion yuan through November 2025. Banking institutions must include digital yuan wallet balances in their deposit reserve base calculation. The framework transitions digital yuan from version 1.0 cash-based to [...]

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