Changing regulations: What users should know before buying crypto in 2026

Crypto regulations are changing around the world in 2026, as several jurisdictions adopt crypto and stablecoin policy frameworks.

Crypto laws around the world are changing in 2026, building on the momentum from 2025, which will impact crypto users in the United States, the United Kingdom and the Asia-Pacific (APAC) regions.

The Federal Deposit Insurance Corporation (FDIC), a US banking regulator, published a proposal in December outlining a pathway for banks to be able to issue dollar-pegged stablecoins under the GENIUS stablecoin framework passed by Congress in mid-2025.

Under the proposal, banks must issue the stablecoins through a subsidiary, with both institutions subject to FDIC reviews and audits for financial soundness.

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